Don’t you just love these “about me” pages?  They’re usually written in third person language (usually by the site owner themselves) and speak to industry achievements, that don’t make much sense to regular folks.

So after Chad Moore stopped laughing at himself trying to sound like a better Mortgage Broker than he is, by writing about himself in the third person, he abandoned that approach and decided to write this letter like it was to a friend.

Which …in many ways, it is.

Ok, quick agenda items – I’m 34 years old.  Live in Calgary with my dog Lucy.  I volunteer and contribute to our local community in different ways (community football coach since 2009, Calgary Colts Football Organization board of director volunteer, Toastmaster past president, Canadian Diabetes Speaker Volunteer).

I’m guessing that’s not the kind of stuff you’re looking for.

You’re probably wondering,

Is this guy worth my time and attention?

For many readers, my answer is YES.

Here’s why:

1.  I say NO.

I think you want to work with a highly skilled, qualified and customer service orientated businessperson.

You want to feel confident in your decisions today.  And in case you haven’t realized it yet, your Mortgage is going to be a BIG DEAL in your life.

I’m a HUGE proponent of first deciding WHO you’re going to work with AND THEN deciding on WHAT your Mortgage entails.  This is often the exact OPPOSITE approach people take when entering their Mortgage process.

Consider this for a moment, if you were handing over HUNDREDS OF THOUSANDS OF DOLLARS to a financial planner, would you simply choose your advisor based on who found you the cheapest price mutual fund?

I hope not.

When people understand the importance of being advised on a Mortgage – and understanding all potential pitfalls – Mortgage interest rate becomes an important piece of the puzzle.  Not the entire puzzle.

Now, to help you in the way you want (deserve), I am unwilling to simply work with everyone who can fog-a-mirror.  That’s not going to be good for either of us.

Typically, I work by referral only, which is great!  It’s also very important to you.

Why?

Because I’m representing the other person in my personal and business dealings with YOU so there is a VERY high level of accountability.  Trust me, you want someone who is accountable to you.

I say no to random, tire kicking, potential clients and that means top quality clients, like you reading, are very well taken care of.

You’ll notice I do advertise for business because I think there are great people out there who would appreciate my services.  I am actively looking for more good people to help!

2.  You Win Today And Tomorrow.

Here’s how.

You’re getting the most relevant and up-to-date Mortgage and Real Estate information from the industry today.

This matters to you because times, they are a changin’.  Let’s just look back at the rollercoaster ride our economy has been on and the myriad of changes in the Mortgage qualifying landscape.

I think the truth is, the old style of “set-and-forget” Mortgages are too dangerous to be allowed to continue.

With me you’re getting a customized, designer Mortgage and Mortgage strategy to help protect you from future payment shock, increasing interest rates and inflation.

All at the same time you’re paying your Mortgage down by THOUSANDS of dollars that significantly reduces your amortization.   Not to mention you’re borrowing less money and paying significantly less interest!

Isn’t that the dream of home ownership, to live Mortgage free?  I want you to eventually live in your home without the largest monthly expense line in your budget …your Mortgage!

You see the nice people down at the Bank are incented to create Bank profits for their shareholder equity.  And this means extracting as much money from their clients (YOU) as possible.

I think the dynamic of working with an independent Mortgage Broker (like myself) and a Bank employee is fundamentally different experience for you.  I assure you of that!

You win today with my service, experience and genuine desire to help you save money.  You also win tomorrow knowing I have your back to help you save money, where the Banks make less.

I do this to earn your future business, referrals and testimonials.

3.  You Get The Truth And Understand Why

I make time to explain your Mortgage financing details to you.  And this takes both of our time.

This education is an investment in your future.

Here’s why.

I’m a Bachelor of Commerce graduate from Saint Mary’s University.  I graduated in 2007 and if they offered “real world” Real Estate lessons, that apply to nearly everyone’s life, I must have missed them?

I wasn’t taught about Mortgage qualifying, credit, minimum down payments, Mortgage payment frequency or really any other useful Real Estate principals while at University.

Really, Real Estate is taught through the school of hard knocks.  And that’s what you get with me.

An investment of your time, in your Mortgage education, is going to help you feel confident in the decisions you’re making.  I think it’s also going to save you time later on.

Welcome to your next Mortgage and I’m happy to help you!!

**

…Are you still here?  Great!

Here’s What You Can
Expect From Me:

•  Local Real Estate and Mortgage information to help you simplify what’s happening and is relevant to you.
•  Clear and blatant calls to action for you and I to work together.

Can you believe it!

A Mortgage Broker that’s asking for your business!  How dare I!

I mean I do work on 100% commission with a team, Brokerage, community and family to support.

However, if you continue to spend time on my website you’ll learn I offer A LOT of great information, advice and strategies you can use on your own.

That’s free.

My great hope is you’ll read/listen to my stuff and think, “This is really great! I want to work with this guy!”

Pretty simple.

You still might be wondering …

How Do I Know You’re
The Real Deal?

It’s true.

I don’t think you’ll know what it’s like working with me until we actually work together.  For BOTH our sakes, I want you to feel confident in whomever you choose to work with.

Which is why I actually help facilitate your Mortgage shopping experience.  I have a list of 7 questions I give to you so you can ask your Banker.

Many people are surprised by the questions because they aren’t, “what’s your best rate?”

Like I said, having you feel confident in whom you’re working with works well for BOTH of us.  Really, you won’t know what it’s like to work with anyone.

Ok, perhaps at this point, I think I’m suppose to let you in on a little back story of my life and start in this business.

I’m an athlete and played University football.  And now I coach football.  Football is one of purest team games I know.

The altruism of “the team is only as strong as the weakest link” couldn’t be truer.  Even coaching the game now.  I think the same can be said about a football coaching staff.

Really, I’m blessed to have played and be a part of this game.

Way back in 2009 I got my start as a Mortgage Broker.  I recall my excitement, anticipation and great hope I had for my clients and I.

I intuitively know, the more people whom I can help; the more I can continue to help others.

Real Estate is an emotional game with peaks and valleys.  I consider myself blessed to be a part of YOUR story.

I also understand how vulnerable it is opening up personal finances to another person.  Basically, all cards are on the table at that point.

Know this, I come from the best place I can to help you, without judgment.  Trust me, my personal and financial life does not flow in a neat and tidy linear line.

Taking a snap shot of my credit or personal income, at any one time, is different from the last.  Trust me, there isn’t a lot I have not seen or been through in my life.  I am not perfect.

With that said, I am happy to report I operate a client centric Mortgage practice that I love being a part of and operating in!

Here’s Specifically What I Am
Helping You With

Are you purchasing a primary home, rental, or vacation property?

How about considering the idea of consolidating debt into your Mortgage so you have one lower manageable payment versus several high interest payments?

What about your Mortgage coming up for renewal?

Instead of walking into your Bank, like I think of a lamb going in for the slaughter, consider contacting me.

And Here’s My First Blatant
Call To Action!

Go back to my home page and click on some of the other articles and information I have for you.

If you like them, get in touch with me.  If you’d like to speak with me, complete a contact form right now.

Pretty simple, right?

Thanks for reading this page, now back to work!