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Fundamental knowledge
November 28, 20180Comments

How Government Policy Effects Calgary Mortgages?

Do you know why I start people off by understanding the fundamentals? Ego. Here's what I mean... Sometimes I don't like to ask questions I think I should know the answer to.  I let

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Calgary Mortgage Broker Oil Interest Rates
Fundamental knowledge
November 23, 20180Comments

Over A Barrel: Calgary Mortgages And Canadian Oil Related To Interest Rates

What is the leading indicator, of leading indicators, in Calgary's Real Estate market related to Calgary Mortgages? Oil. Calgary, and Alberta Real Estate markets, tend to follow the oil market.  As of

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Calgary Mortgage Broker
Interest Rate & Economic Reports
November 19, 20180Comments

What Is Canada’s Largest Contributor To National Income?

The Economy Needs You To Loosen Your Purse Strings ...Or Else. Do you know what the largest driver of Canada's economy is? Do you think it's the auto industry, fishing industry or

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Mortgage
November 14, 20180Comments

Mortgage Stress Test: One Year Later

What Effect Are The Mortgage Stress Tests Having On Canadian Home Buyers? It was about this time last year when the race-was-on! Buy a house NOW! was the narrative. One year ago, a

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Fundamental knowledge
November 9, 20180Comments

Painful Data But Moving In A Positive Direction: November’s Calgary Market Forecast

Earlier this week I sent you a macro-economic summary of leading economic indicators our Central Bankers consider when moving the interest rate needle (or not). You can read that hear. Our Central

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Fundamental knowledge
November 6, 20180Comments

November 2018: Interest Rate Outlook

Who wants to see the future of interest rates? If you're interested in Calgary Real Estate, perk your ears up!  Interest rates influence people's home affordability which is a part of

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Fundamental knowledge
October 29, 20180Comments

Three Ways You Can Unknowingly Damage Your Home Affordability When Changing Jobs Or Careers.

How To Properly Plan Your Personal Income For Mortgage Approval So You Avoid The Heartbreak Of Losing Your Dream Home. People.  Pay attention to this because it's a very common misconception

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Fundamental knowledge
October 26, 20180Comments

What Income Is Eligible For Mortgage Qualifying?

Here's The BIG Problem With Mortgage Qualifying Income: In Mortgage qualifying, specifically related to income, there is a two-sided coin: my "income in reality" and "Mortgage income eligibility". This can create A

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Investor Mortgage
October 24, 20182Comments

How To Qualify For A Mortgage As An Independent Contractor

How To Qualify For A Mortgage As An Independent Contractor? This information is going to be most valuable to independent contractors, self-employed individuals, sole proprietors and entrepreneurs.  I use the word

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