The Canadian Mortgage Lending Waters Are Becoming Even More Murky. This is your fair warning to surrender to the idea your Bank might not have all available Mortgage financing options open

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November 28th and December 7th were the release dates of Provincial and National economic data.  This blog post is a summary of that information. National Update: Bank of Canada (BoC) decided

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What's Happening In The Bond Market? Essentially, there's been a sell off of Canadian Bonds causing the yields of the Bonds to rise. When Bond yields rise they simultaneously shrink the spread

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Here's what's in today's blog post for you ...  The sneaky difference between adjustable and variable rate Mortgages. A Surprise (not surprising) Market Move. Here's The Conspiracy (see it unfold).

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I think there is a definite "bump" (re: improvement) in this months Real Estate data.  Is this due to increased activity resulting from the Mortgage rule changes?  Or is this a

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Here are the MOST popular and frequently asked questions, post Mortgage rule change: 1.  What is the qualifying interest rate? Today, the qualifying interest rate is 4.64%.  This means that potential home

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Hey Everyone, Here are some of the important highlights from today's Bank of Canada (BoC) interest rate announcement.  I've also included a current Alberta economic update for higher connection and relevance

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Many people I speak with want to see, all else being equal, how the new qualifying interest rate would change home purchasing power. Before we get started, let's cover off on

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Strictly looking at one or two data points from the Calgary Real Estate Board's (CREB) most recent news release might lead me to believe our detached and apartment sectors are

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