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First Time Home Buyers

First Time Home Buyers
January 18, 20210Comments

Purchase Plus Improvement Mortgage

This article is how to include the cost of a home renovation into your Mortgage. FAQ below. This is a high-level list of how this program works.

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First Time Home Buyers
December 16, 20200Comments

What Happens If A Mortgage Lender Goes Out Of Business?

I find this is a common question among first time home buyers who might be considering a Mortgage with a lender they have never heard of. Branded Mortgage Lenders: I have

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First Time Home Buyers
December 8, 20200Comments

Prices Set To Rise

I think a combination of decreasing housing supply and enormous government stimulus has primed Calgary's housing market for a busy Spring '21. Let's look at today's Calgary Real Estate

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First Time Home Buyers
November 30, 20200Comments

Probation Is Mortgage Dating

Employer probationary periods are like a new couple going on a long date to a resort in Mexico. I had a friend reconnect with an old fling. You

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First Time Home Buyers
November 30, 20200Comments

#FOMO (rate holds explained)

If I'm planning to purchase a home, should I get a rate hold? Let's un-package this together. In the last 6 years, I have experienced ONE instance of time

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What is a home appraisal
First Time Home Buyers
November 12, 20200Comments

Why Do I Need A Home Appraisal?

Why do I need a home appraisal? Read about this horrific story, and how it was resolved.

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First Time Home Buyers
November 5, 20200Comments

Blue Moon October: Real Estate Update

Check out this breakdown of Calgary Real Estate Board (CREB) housing data for Calgary, October 2020. Supply and demand. The overarching fundamental balance that drive price change in

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First Time Home Buyers
September 4, 20200Comments

Interest Rate Differential Penalties Explained

When paying out a Mortgage, the lender will charge the greater of a three month interest penalty OR a interest rate differential penalty (IRD). This post is to explain

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First Time Home Buyers
September 3, 20200Comments

Market Update: Despite the backdrop!

Hey Everyone! Here is an update on Calgary's re-sale market for the month of August 2020. Learn what statistics help you understand where ar market is today, and

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