January 2025 Market Stats
Let's look back at January 2025 Calgary Real Estate Board (CREB) data to make sense of supply side metrics. We'll look at detached and apartment data to help anticipate any near
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Mortgage 101
Mortgage Interest Rate Review
Hey Guys! Here's an example of how the Bank of Canada is in a balance act when it comes to tariffs the direction of interest rates ... Let’s say the U.S. puts
Calgary Real Estate Market Report—A Look Back And Forward
Hey Guys! Let's look back on 2024, compare it to previous years' and make reasonable near term predictions for the market looking forward. I've upgraded the apartment data to look back 10
Mortgage Table Topics
Hey Guys! Here's how I envision some of your conversations happening over this coming Christmas season ...yes, I have fun writing these emails :-). These topics and questions might be good, once
Mortgage Rate Update:
Hey Guys! I have a question for you ... How can variable interest rates go down, but fixed interest rates go up?? And why has home affordability not changed? A Quick Recap ... The
Bank of Canada Rate Cut
Hey Guys! The market odds of a 0.50% or 50 basis point rate cut this Wednesday by the Bank of Canada is about 90%. Here is a link to a Globe and
What Mortgage Would You Choose?
Your Mortgage renewal is likely looming. And we know the rock-bottom pandemic era interest rates are behind us. Here are some Mortgage ideas to consider ... Below is a breakdown of several
Bank of Canada Interest Rate Preview
The Bank of Canada is making a rate announcement Wednesday, July 24th. Here's what you need to know: A fundamental review. Inflation outlook. Risk review. Bank of Canada Fundamentals: The Bank of Canada makes eight interest rate
How To Save At Renewal
About 70% of you reading will have a Mortgage renewal in the next 12-18 months. This is for you! How To Save At Mortgage Renewal: Understand LTV. LTV is a ratio of loan-to-value.