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Mortgage 101

First Time Home Buyers
April 8, 20250Comments

Calgary Market Update—March 2025 Data

Here are some Calgary Real Estate numbers, across all property types, out of the gate for you: Total sales: -18.77% Total new listings: +26.76 Total active listings: +101.55% (double) What does this mean? The most recent

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First Time Home Buyers
February 11, 20250Comments

January 2025 Market Stats

Let's look back at January 2025 Calgary Real Estate Board (CREB) data to make sense of supply side metrics. We'll look at detached and apartment data to help anticipate any near

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Interest Rate & Economic Reports
February 11, 20250Comments

Mortgage Interest Rate Review

Hey Guys! Here's an example of how the Bank of Canada is in a balance act when it comes to tariffs the direction of interest rates ... Let’s say the U.S. puts

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Mortgage 101
January 8, 20250Comments

Calgary Real Estate Market Report—A Look Back And Forward

Hey Guys! Let's look back on 2024, compare it to previous years' and make reasonable near term predictions for the market looking forward.  I've upgraded the apartment data to look back 10

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Fundamental knowledge
January 2, 20250Comments

Mortgage Table Topics

Hey Guys! Here's how I envision some of your conversations happening over this coming Christmas season ...yes, I have fun writing these emails :-).  These topics and questions might be good, once

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Fundamental knowledge
October 31, 20240Comments

Mortgage Rate Update:

Hey Guys! I have a question for you ... How can variable interest rates go down, but fixed interest rates go up?? And why has home affordability not changed? A Quick Recap ... The

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Fundamental knowledge
October 23, 20240Comments

Bank of Canada Rate Cut

Hey Guys! The market odds of a 0.50% or 50 basis point rate cut this Wednesday by the Bank of Canada is about 90%.   Here is a link to a Globe and

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First Time Home Buyers
July 25, 20240Comments

What Mortgage Would You Choose?

Your Mortgage renewal is likely looming.   And we know the rock-bottom pandemic era interest rates are behind us.   Here are some Mortgage ideas to consider ... Below is a breakdown of several

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Fundamental knowledge
July 17, 20240Comments

Bank of Canada Interest Rate Preview

The Bank of Canada is making a rate announcement Wednesday, July 24th.  Here's what you need to know: A fundamental review.  Inflation outlook. Risk review. Bank of Canada Fundamentals: The Bank of Canada makes eight interest rate

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