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Mortgage 101

First Time Home Buyers
April 24, 20190Comments

Economic Update: Hard & Soft Data

How do you like your eggs? [Yes, this is going somewhere :-) ] I've been going through various cycles of how I like to cook my eggs in the morning.  Anytime really.  The

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First Time Home Buyers
April 17, 20190Comments

Red Herring

If you love a good conspiracy story - I've got one for you! Banks make over a Billion dollars profit, per fiscal quarter. Good business to be in.

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Fundamental knowledge
March 24, 20190Comments

Federal Budget & Proposed Mortgage Rule Changes

Here's a plain language breakdown of the proposed Mortgage rule changes from the proposed Liberal 2019 budget: RRSP Allowance For First Time Home Buyers: The Home Buyers Plan in Canada allows first

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First Time Home Buyers
December 12, 20180Comments

Calgary Home Price Forecast For Q1 2019

How To Anticipate Near Term Price Movements In Calgary Real Estate: Here's my plan in reporting Calgary Real Estate market data to you: Fundamental knowledge.  There are a couple key Real Estate fundamentals that

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Chad Moore Calgary Mortgage Broker
First Time Home Buyers
December 12, 20180Comments

Here’s Why Alberta’s Housing Market Has Taken Off In The Past:

Here's Why Alberta's Housing Market Has Taken Off In The Past: Industry.  Industry will drive the economy with ...Jobs.  With industry leading the initiative in the economy, this creates jobs.  And

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Fundamental knowledge
November 28, 20180Comments

How Government Policy Effects Calgary Mortgages?

Do you know why I start people off by understanding the fundamentals? Ego. Here's what I mean... Sometimes I don't like to ask questions I think I should know the answer to.  I let

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Mortgage
November 14, 20180Comments

Mortgage Stress Test: One Year Later

What Effect Are The Mortgage Stress Tests Having On Canadian Home Buyers? It was about this time last year when the race-was-on! Buy a house NOW! was the narrative. One year ago, a

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First Time Home Buyers
October 17, 20170Comments

Let it be so: Mortgage Rules Changes

OSFI: "I'm about to make it more difficult to purchase a home". Calgary's housing market: "I think things are working themselves out? Don't do anything drastic". OSFI: "Hold my beer". Effective January 1st,

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Calgary Mortgage Minimum Down Payment
First Time Home Buyers
May 25, 20150Comments

The Reality Of Your Down Payment

What Is The Minimum Down Payment For A Home In Calgary? Today, the minimum down payment in Canada is 5% of the purchase price. [Please routinely visit this blog for updates to

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