Here's what's in today's blog post for you ...  The sneaky difference between adjustable and variable rate Mortgages. A Surprise (not surprising) Market Move. Here's The Conspiracy (see it unfold).

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I think there is a definite "bump" (re: improvement) in this months Real Estate data.  Is this due to increased activity resulting from the Mortgage rule changes?  Or is this a

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Here are the MOST popular and frequently asked questions, post Mortgage rule change: 1.  What is the qualifying interest rate? Today, the qualifying interest rate is 4.64%.  This means that potential home

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Hey Everyone, Here are some of the important highlights from today's Bank of Canada (BoC) interest rate announcement.  I've also included a current Alberta economic update for higher connection and relevance

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Many people I speak with want to see, all else being equal, how the new qualifying interest rate would change home purchasing power. Before we get started, let's cover off on

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Strictly looking at one or two data points from the Calgary Real Estate Board's (CREB) most recent news release might lead me to believe our detached and apartment sectors are

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Here are three "things" that happened last week which influence Canadian interest rates, and why I think you want to pay attention:  OSFI draft proposal. U.S Federal Reserve's agenda. Governor Poloz's speech. OSFI

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It wasn't all that long ago when 40 year amortizations existed, refinancing a Mortgage up to 95% of the value of my home was possible OR that if I was

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Hey Everyone! Below is the Bank of Canada press release from earlier this week justifying their current interest rate decision.  The BIG highlight is our Key Lending Rate has remained unchanged at

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