Categories: Mortgage

National & Provincial Economic Update

Hey Everyone,

Here are some of the important highlights from today’s Bank of Canada (BoC) interest rate announcement.  I’ve also included a current Alberta economic update for higher connection and relevance for you:

Click here to read the full BoC announcement.  Click here for the full AB economic update.

National Economic Comment Summary:

  • Growth of Canadian exports is relatively strong compared with the first half of 2016.  Our second half export strength does not make up for the slower first half slack.
  • Exports have a lower trajectory for growth than previously thought.
  • Slower export growth is due to decreasing global demand, increasing US consumption of non-Canadian goods, and increases to global competitiveness.
  • Economy continues to adjust to the oil price shock with investment in the oil sector seemingly bottomed out.
  • Household spending up, unemployment down (outside of oil intensive geographic areas).

National Real Estate Comment Summary:

  • Expect slower re-sale activity.
  • New Mortgage rules expected to restrain Real Estate investment, promote stability in housing and dampen household vulnerabilities.

National GDP/Inflation Comment Summary:

  • Gross Domestic Product expected to be 1.1% in 2016 and ~2% in 2017/18.
  • Core inflation remains at 2% because of past exchange rate depreciation and excess capacity are offsetting.
  • Consumer Price Index (CPI) down because of low gas, food and telecom prices.
  • Expect CPI to be ~2% in 2017 with low pressure on inflation while economic slack persists.

Alberta Economic Update:

  • AB Gross Domestic Product (GDP) down 4%
  • AB population 4.25M growth of 1.75% year over year.  Canada’s population growth 1.2%.
  • AB interprovincial migrants leaving AB ~2,100
  • Employment down 2% y-o-y.
  • AB unemployment rate is 8.5%.  Canada’s unemployment rate is 7%.
  • Oil rig utilization down 29% y-o-y.  Rest of Canada oil rig utilization down 30%.
  • AB CPI rose 0.7%.  Excluding food and energy AB CPI rose 1.4%.
  • Gasoline prices down 15% y-o-y.
  • Housing starts down 22% y-o-y.

If not already, the worst might be very close or close behind us.  I find hope in this thought.

Talk soon,

C. Moore

P.S

Please share this content with your people if you think they’ll find it valuable.

Chad Moore

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